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LRBA loan agreement

Limited recourse borrowing arrangement loan agreement.

$500 plus GST

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Important information

The LRBA loan agreement is manually processed by our legal team. Please allow a three day turnaround to complete this order. 

This loan agreement is for self managed superannuation funds that intend to borrow funds to purchase a property. A limited recourse borrowing arrangement requires an SMSF trustee to take out a loan from a third party lender. The trustee then uses those funds to purchase a single asset (or collection of identical assets that have the same market value) to be held in a separate trust. Any investment returns earned from the asset go to the SMSF trustee. If the loan defaults, the lender's rights are limited to the asset held in the separate trust. This means there is no recourse to the other assets held in the SMSF.

The law does not prohibit the lender from being a related party. However, SMSFs must continue to comply with other legislative requirements. For example, the SMSF must satisfy the sole purpose test and comply with existing investment restrictions such as those applying to in-house assets and prohibitions on acquiring certain assets from a related party of the fund. All arrangements under the limited recourse borrowing arrangement must be in compliance with sections 67A, 67B and 71(8) of the Superannuation Industry (Supervision) Act 1993 (SIS Act). It is important that you seek legal and financial advice before entering into a limited recourse borrowing arrangement. We do not accept liability and are not liable for ensuring that the proposed arrangements are in compliance with the relevant provisions.

If you have any questions or would like to find out more about the documents provided through Legal e Docs you can do so by clicking here: Contact Form or contact us on (03) 8516 5363.

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Document printing - Choice of two options

* Our Loan agreement documents consists of less than 12 pages, we recommend printing them yourself. However if you would like Legal e docs to print them for you, the following applies

Premium Printing - printing, binding, branding: (option 1)

Basic Printing - folder and divider tabs only (option 2)

We do the printing for you.

  • Folder with  entity name and your branding on cover and spine;
  • Loan agreement - 2 bound copies and 1 loose copy with sign here flags;
  • Express Post Delivery; and
  • Emailed copy of the documents.

Add 80 + GST

Choose this option if you would like to save money by printing the documents yourself.

  • Folder with  entity name and your branding on cover and spine;
  • Labelled divider tabs;
  • Express Post Delivery; and
  • Emailed copy of the documents.


Add 40 + GST

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